The human species, according to the best theory I can form of it, is composed of two distinct races: the men who borrow and the men who lend. Charles Lamb1 The world’s bifurcation into debtors and creditors has created yet another class of people: those involved in resolving disputes between lenders and borrowers. To promote reliability in financial dispute resolution, credit agreements have generally provided that potential controversies will be submitted either to courts in the bank’s home jurisdiction,2 or to courts of a major money center such as London or New...
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