Jump to Content Jump to Main Navigation
International Regulation of Banking - Capital and Risk Requirements, 2nd Edition by Gleeson, Simon (4th October 2012) [OLD EDITION]

Part II Commercial Banking, 8 The Standardized Approach

From: International Regulation of Banking: Capital and Risk Requirements (2nd Edition)

Simon Gleeson

A newer edition of International Regulation of Banking is available. Latest edition (3 ed.)
Next Edition: 3rd Edition Latest edition (3 ed.)

From: Oxford Legal Research Library (http://olrl.ouplaw.com). (c) Oxford University Press, 2015. All Rights Reserved.date: 02 June 2020

Subject(s):
Credit risk — Regulation of banks — UK Financial Services Authority (FSA) — Basel 2 — Bondholder
8.01 The standardized approach remains the bedrock of the Basel system. Although many of the largest banks are IRB banks, there is probably no bank currently existing which does not use some elements of the standardized approach as part of its overall capital calculation. For such banks the standardized approach provides the fallback in respect of exposures arising out of areas of business where the bank may not have the resource nor the data to model exposures. 8.02 The standardized approach is similar to the Basle I regime in a number of respects. The principal...
Users without a subscription are not able to see the full content. Please, subscribe or login to access all content.