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The Law of Security and Title-Based Financing, 3rd Edition by Beale, Hugh; Bridge, Michael; Gullifer, Louise; Lomnicka, Eva (8th March 2018)

Part III Registration and Other Perfection Requirements, 11 Interests Created By Debtors Who Are Not companies

From: The Law of Security and Title-Based Financing (3rd Edition)

Hugh Beale, Michael Bridge, Louise Gullifer, Eva Lomnicka

From: Oxford Legal Research Library (http://olrl.ouplaw.com). (c) Oxford University Press, 2015. All Rights Reserved.date: 26 June 2019

Subject(s):
Mortgage — Debt

This chapter talks about how there are perfection requirements for only certain types of mortgage or charge created by non-corporate debtors over their property. The perfection of mortgages and charges over goods by non-corporate debtors is for the most part governed by statute, principally the Bills of Sale Acts. General assignments of book debts must also be registered under the Bills of Sale Act 1878. In addition, there are separate provisions for agricultural charges and charges created by cooperative, community benefit, and building societies. The chapter also shows how, in the Queen’s Speech in 2017, the government announced its intention to reform the law on bills of sale pursuant to recommendations by the Law Commission, which in July 2017 published a draft Goods Mortgages Bill for consultation.

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