- Contracts and insurance
This chapter focuses on the Coverage Clause in Article I of the Bermuda Form XL004. Article I is the shortest of the major policy divisions. Despite its brevity, it provides an outline or framework of the Bermuda Form policy as a whole, including references to the most important terms, each of which is defined in Article III of Form XL004 and without which the policy cannot reasonably be understood. The Coverage Clause is central to the operation of the Bermuda Form. It describes in general terms the nature, overall scope, and fundamental principles of the coverage provided. The chapter discusses the persons and entities insured, the subject-matter of the coverage, and notice as a pre-condition to coverage.
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