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, &  (20180322). Part IV Regulatory and Other Developments in the UK 2010‒2016, 13 Financial Services Act 2012: Changes to the Regulatory Architecture. In Legal and Conduct Risk in the Financial Markets. : Oxford University Press. Retrieved 10 Jul. 2020, from https://olrl.ouplaw.com/view/10.1093/law/9780198749271.001.0001/law-9780198749271-chapter-14.