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Part V European Markets and Exchanges, 15 European E-Commerce and E-Money

David Toube

From: Financial Markets and Exchanges Law (2nd Edition)

Edited By: Michael Blair, George Walker, Stuart Willey

Content type:
Book content
Product:
Financial Law [FBL]
Published in print:
01 November 2012
ISBN:
9780199601653

From: Oxford Legal Research Library (http://olrl.ouplaw.com). (c) Oxford University Press, 2023. All Rights Reserved.date: 27 September 2023

Subject(s):
Electronic money — Financial Services and Markets Act 2000 — International Monetary Fund (IMF) — European Banking Authority (EBA) — European Securities and Markets Authority (ESMA) — UK Financial Services Authority (FSA) — Capital adequacy
15.01 Financial products and services are intangible, and are therefore intrinsically well suited to being sold electronically and cross-border. The widespread use of the Internet by consumers has made it easy for consumers to research, compare, and then purchase financial products online. Once selected, the intangible nature of financial products means that they can be delivered electronically at minimal cost. The same financial products can be sold, simultaneously, in a variety of European languages, through websites that are both advertisements and shop fronts...
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