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Part IV Standards of Conduct, 15 Standards of Conduct in Mortgage Lending and Advising

Tim Pope

From: McMeel and Virgo On Financial Advice and Financial Products (3rd Edition)

Edited By: Gerard McMeel, John Virgo

From: Oxford Legal Research Library (http://olrl.ouplaw.com). (c) Oxford University Press, 2023. All Rights Reserved.date: 17 June 2024

UK Financial Conduct Authority (FCA) — Financial Services and Markets Act 2000 — Mortgage

This chapter discusses the rules and regulations setting the appropriate standard of behaviour for those engaged in mortgage lending and advising. It focuses on the law and regulation of domestic mortgages whilst acknowledging there are various other forms of home finance now regulated by the Financial Conduct Authority. It explains the specific regulatory requirements which apply to the design, promotion, and distribution of equity release products which encompass not only regulated mortgage contracts (in the form of lifetime mortgages) but also home reversion plans.

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